What If I Don’t Have Enough Pension Credits to Qualify for Any of These Pensions?

You will not receive a pension. However, if you do not have enough pension credits because your years of employment were divided between this Plan (the Bahamas Hotel Industry Management Pension Plan) and the Bahamas Hotel and Allied Industries Pension Plan, you may qualify for a Pro-Rata Pension; see the SPD booklet for more information.

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